When the people realize that their expenses are totally covered by their income and there are money left there appears a question what to do with these money. There are several ways of investment to make the money “work” and bring profit. The first thing one should take into account while searching for the way to invest his money is the fact that only the spare capital has to be invested. Don’t take any risks investing the money you will probably need badly some time later. If something goes not as planned and you will have huge debts to pay off the serious problems may appear. Another important thing is “not to put all the eggs in one bin”. It would be better if you divide you capital into several parts and invest each part in various projects. In that way you will reduce the possible losses if one of the project goes bankrupt.